Frequently Asked Questions

What are the requirements?

Six months of employment history
Make $2200 gross monthly income (before taxes)

The Benefits?

  • Dealerships that have financing that can get even the worst credit scores and situations financing
  • Simple Payments – A payment plan that meets your budget
  • We work with you – We want to match you with the best loan to help you through this time.
  • Rebuild your Credit – All credit agencies will review your loan status and if positive, increase your credit score!

Is there a minimum credit score required for loan approval?

There is no minimum credit score to submit an application with Chapter 7 Car Loan. Submitted applications are matched with lenders in your area based on the lender’s subjective ranges for acceptable credit scores.

How do I know what interest rate I can expect?

We do not supply interest rates. Complete an online application to receive a quote from a lender or to speak with our professional staff.

How long does it take to get an auto loan?

Once you have submitted an application, we instantly match you with a lender in your area that will contact you within 24 – 72 hours to discuss the specifics of your application.